Privacy Policy

WHAT DO WE DO WITH YOUR INFORMATION?

When you purchase something from our store, we collect personal information like your name, address, and email address as part of the buying and selling process. We receive your computer’s internet protocol (IP) address when you browse our store in order to provide us with information that helps us learn about your browser and operating system.
Email marketing (if applicable): We may send you emails about our store, new products, and other updates with your permission.

CONSENT

How do you get my consent?
When you give us personal information to complete a transaction, verify your credit card, place an order, arrange for delivery, or return a purchase, we take it as a given that you consent to us collecting and using it for that specific reason only.
If we need your personal information for a secondary reason, such as marketing, we will either ask for your explicit consent or give you the option to say no.
How can I revoke my consent?
If you change your mind to opt-out, you may mail us at [JOURNALS@PHCOG.NET] .

DISCLOSURE

We may disclose your personal information if we are required by law to do so or if you violate our Terms of Service.

PAYMENT

For payment processing, we use Razorpay. Your card information is not stored on our or Razorpay’s servers. When processing payments, the data is encrypted using the Payment Card Industry Data Security Standard (PCI-DSS). Your purchase transaction data is only kept for as long as it is required to complete the transaction. Your purchase transaction information is not saved once that is done.
Our payment gateway complies with PCI-DSS standards, which are managed by the PCI Security Standards Council, a collaboration of Visa, MasterCard, American Express, and Discover.
PCI-DSS requirements ensure that our store and its service providers handle credit card information securely.
You might also want to read the terms and conditions of razorpay at https://razorpay.com for more information.

THIRD-PARTY SERVICES

In general, the third-party providers we use will only collect, use, and disclose your information as needed to perform the services they provide to us.
However, certain third-party service providers, such as payment gateways and other payment transaction processors, have their own privacy policies in respect to the information we are required to provide to them for your purchase-related transactions.
We recommend that you read the privacy policies of these providers so that you can understand how your personal information will be handled by them.
Kindly note that some providers may be located in a different jurisdiction than you or us, or have facilities in a different jurisdiction. If you choose to proceed with a transaction involving the services of a third-party service provider, your data may be subject to the laws of the jurisdiction(s) in which that service provider or its facilities are located.
You are no longer bound by this Privacy Policy or our website’s Terms of Service once you leave our store’s website or are redirected to a third-party website or application.
Links
You may be redirected away from our site if you click on links on our store. We are not responsible for the privacy practices of third-party websites, and we recommend that you read their privacy policies.

SECURITY

To protect your personal information, we take reasonable precautions and follow industry best practices to make sure it is not inappropriately lost, misused, accessed, disclosed, altered or destroyed.

COOKIES

Cookies are used to keep track of your user’s session. It is not used to identify you personally on other websites.

AGE OF CONSENT

By using this site, you represent that you are at least the age of majority in your state or province of residence, or that you are the age of majority in your state or province of residence and you have given us your consent to allow any of your minor dependents to use this site.

CHANGES TO THIS PRIVACY POLICY

Please review this privacy policy frequently as we reserve the right to change it at any time. Changes and clarifications will go into effect as soon as they are posted on the website. We will notify you here if we make material changes to this policy, so you are aware of what information we collect, how we use it, and under what circumstances if any, we use and/or disclose it.
Your information may be transferred to the new owners if our store is acquired or merged with another company so that we can continue to sell products to you.

QUESTIONS AND CONTACT INFORMATION

If you would like to: access, correct, amend or delete any personal information we have about you, register a complaint, or simply want more information contact our Privacy Compliance Officer at [journals@phcog.net].